SWP Calculator

Estimate withdrawals and remaining corpus

Rs. 10KRs. 5 Cr
Rs. 1KRs. 5L

Total Withdrawn

₹12,00,000

Across selected period

Remaining Corpus

₹3,90,180

@ 8% p.a.

Corpus Lasts

10.0 Years

Full period

Withdrawal Summary

With a corpus of ₹10,00,000 and monthly withdrawal of ₹10,000, your estimated remaining corpus after 10 years is:

₹3,90,180

Total withdrawal: ₹12,00,000

SWP Calculator

Estimate monthly withdrawals, total payout, and remaining corpus from a mutual fund or investment portfolio using a systematic withdrawal plan.

What is an SWP calculator?

An SWP calculator helps you understand how long your investment corpus may last when you withdraw a fixed amount every month. It is useful for retirement income planning, passive income projections, and mutual fund withdrawal planning.

How SWP returns are estimated

The calculator applies monthly growth on the remaining balance and then deducts the selected monthly withdrawal. Actual mutual fund returns may vary because market-linked returns are not fixed.

Frequently Asked Questions

1

Is SWP income guaranteed?

No. SWP withdrawals from mutual funds depend on market performance and available corpus.

2

What happens if withdrawals are too high?

If monthly withdrawals are higher than portfolio growth, the corpus can reduce faster and may get exhausted early.

3

Can SWP be used for retirement income?

Yes, many investors use SWP planning to estimate regular income from a retirement corpus.