Plan your systematic investment plan
Invested Amount
₹6,00,000
Over 10 years
Estimated Returns
₹5,61,695
@ 12% p.a.
Total Value
₹11,61,695
At maturity
Your investment of ₹5,000/month for 10 years will grow to
₹11,61,695
That's ₹5,61,695 in returns! 🎉
Start your investment journey with Systematic Investment Plan (SIP). Use our SIP Calculator to estimate your returns and achieve your financial goals.
Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount at regular intervals (usually monthly). Unlike a one-time lump sum investment, SIP allows you to invest gradually, making it easier to manage your finances while building wealth over time.
One of the biggest advantages of SIP is the power of rupee cost averaging. When you invest regularly, you buy more units when prices are low and fewer units when prices are high, averaging out your investment cost. Additionally, the power of compounding works wonders as your returns generate their own returns over time.
Your SIP returns depend on three main factors that determine your investment growth:
The future value of your SIP investments is calculated using the following formula:
FV = P × [ (1+r)ⁿ - 1 ] × (1+r) / r
Your returns earn returns! The earlier you start, the more time your money has to grow exponentially.
Invest regularly without worrying about market timing. You buy more units when low, fewer when high.
SIP instills financial discipline by automatically deducting a fixed amount each month.
Start with as little as ₹500. Increase, decrease, or pause your SIP anytime.
Input the amount you want to invest every month (starting from ₹500)
Enter the expected annual return rate (typically 10-15% for equity funds)
Choose how long you want to stay invested (1-30 years)
View your invested amount, estimated returns, and total value at maturity
You can start a SIP with as little as ₹500 per month. There is no upper limit.
Yes, you can withdraw your SIP investment anytime. However, for equity funds, it's recommended to stay invested for at least 5 years to get optimal returns.
Historically, equity mutual funds have delivered 10-15% annual returns over the long term. However, returns vary based on market conditions and fund performance.
SIP is generally better for beginners as it reduces the risk of timing the market. However, if you have a large corpus to invest, lump sum might be beneficial during market lows.
Yes, you can increase your SIP amount anytime through your fund house. This is called a Step-up SIP.
Use our SIP Calculator to plan your financial goals. Remember, the best time to start investing was yesterday. The next best time is today!