Rent vs Buy Calculator

Compare renting with buying a home

Monthly EMI

₹55,541

If you buy

Total Rent Paid

₹1,19,03,743

Over 20 years

Home Value

₹2,12,26,382

Estimated future value

Rent vs Buy Chart

Based on these assumptions, buying creates an estimated asset value of:

₹2,12,26,382

Total buy outflow: ₹1,49,29,765

Rent vs Buy Calculator

Compare renting and buying a home by estimating rent paid, loan EMI, total purchase outflow, and expected property value.

What is a rent vs buy calculator?

A rent vs buy calculator helps you compare the long-term cost of renting with the cost and potential asset value of buying a home.

FAQs

1

Is buying always better than renting?

No. Buying depends on affordability, loan cost, appreciation, transaction costs, and how long you plan to stay.

2

Does this include maintenance and taxes?

This calculator focuses on the major comparison inputs. Add separate buffers for maintenance, taxes, and society charges.