PPF Calculator

Estimate PPF maturity value and returns

Total Invested

₹7,50,000

Over 15 years

Estimated Returns

₹6,06,070

@ 7.1% p.a.

Maturity Value

₹13,56,070

At maturity

Projection Summary

Contributing ₹50,000/year for 15 years with current balance ₹0.

₹13,56,070

Estimated returns: ₹6,06,070

🔒 PPF Calculator – Estimate Your PPF Maturity

Calculate expected Public Provident Fund (PPF) maturity value, invested amount and estimated returns quickly and accurately.

💡 What is PPF?

PPF (Public Provident Fund) is a long-term, government-backed savings scheme in India that offers tax-free returns and capital protection. It has a mandatory initial lock-in period of 15 years and provides compound interest on your contributions.

PPF is popular for retirement and long-term goals because contributions are eligible for tax deduction under Section 80C, and the interest earned and maturity proceeds are tax-free.

⚙️ How PPF Works

  • Contributions: You can invest a maximum of ₹1,50,000 per financial year in PPF.
  • Tenure: Minimum lock-in is 15 years; you can extend in blocks of 5 years.
  • Interest: Interest is compounded annually at the rate notified by the government.
  • Tax Benefit: Contributions qualify for deduction under Section 80C and maturity is tax-free.

📊 Why Use This PPF Calculator

Quick estimates

Instantly compute maturity value using your annual contribution and tenure

🔒

Plan long-term

Ideal for retirement or secure long-term goals

💰

Tax efficient

Shows invested amount eligible for Section 80C

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Adjust assumptions

Try different interest and tenure scenarios

❓ Frequently Asked Questions

1

What is the maximum contribution to PPF per year?

You can contribute up to ₹1,50,000 per financial year to PPF. Contributions above this limit are not permitted.

2

Is PPF interest taxable?

No, interest earned on PPF and the maturity proceeds are tax-free under current Indian tax laws.

3

What is the lock-in period for PPF?

The initial lock-in period is 15 years. After maturity, you can extend the account in blocks of 5 years.

4

Can I withdraw from PPF before maturity?

Partial withdrawals are allowed from the 5th year subject to certain conditions. Full withdrawal is allowed at maturity.

Start Securing Your Future

Use this PPF Calculator to estimate returns, plan contributions, and make informed long-term savings decisions.