Lump Sum Calculator

Estimate maturity value for a one-time investment

₹1K₹5 Cr
0%30%

Invested Amount

₹1,00,000

One-time

Estimated Returns

₹46,933

@ 8% p.a.

Total Value

₹1,46,933

At maturity

Projection

Your one-time investment of ₹1,00,000 for 5 years at 8% p.a. will grow to:

₹1,46,933

That's ₹46,933 in returns.

💼 Lump Sum Calculator – Estimate Your Investment Growth

Calculate how a one-time investment grows over time with a given annual return rate. Perfect for planning fixed deposits, mutual fund lump-sum investments or one-time contributions.

💡 What is a Lump Sum Investment?

A lump sum investment is a one-time investment of a fixed amount. The returns are determined by the investment's compound growth over the chosen period at the expected annual return rate.

⚙️ How Returns are Calculated

The future value of a lump sum investment is calculated using the compound interest formula:

FV = P × (1 + r)^n

Where P is the principal, r is the annual rate (in decimal), and n is the number of years.

✨ Why Use This Calculator

Quick Estimates

Get instant maturity values for different rates and periods.

Plan Better

Compare scenarios and pick the best option for your financial goals.

❓ Frequently Asked Questions

1

Is lump sum better than SIP?

It depends on market conditions, risk appetite and timing. SIPs help average costs while lump sum benefits when invested during market lows.

2

How often is interest compounded?

This calculator assumes annual compounding. For different compounding frequencies, results will vary.

3

Can I withdraw before maturity?

Yes for most instruments, but check for exit loads or penalties in the product terms.

Ready to project your returns?

Enter the principal, expected rate and tenure to see how your investment grows.