HRA Calculator

Calculate HRA exemption

HRA Exemption

₹1,80,000

Least of limits

Taxable HRA

₹1,20,000

HRA - exemption

Salary Limit

₹3,00,000

50% of salary

HRA Split

HRA Calculator

Calculate house rent allowance exemption and taxable HRA using basic salary, HRA received, rent paid, and city type.

How HRA exemption works

HRA exemption is generally the least of actual HRA received, rent paid minus 10% of salary, and 50% of salary for metro cities or 40% for non-metro cities.

Who can use it?

Salaried employees receiving HRA and paying rent can use this calculator to estimate exemption for tax planning and declaration.

Frequently Asked Questions

1

Can I claim HRA without paying rent?

No. HRA exemption generally requires actual rent payment.

2

What counts as metro city?

Metro classification depends on tax rules. Commonly Delhi, Mumbai, Kolkata, and Chennai are treated as metro for HRA.

3

Is rent receipt required?

Employers may ask for rent receipts and landlord details depending on rent amount.