Estimate annual health premium
Before GST
₹30,600
2 members
GST
₹5,508
@ 18%
Final Premium
₹36,108
Annual estimate
Estimate annual health insurance premium using base premium, age loading, sum insured loading, family members, add-ons, and GST.
Premium varies by age, sum insured, family size, medical history, city, policy type, and add-ons. This calculator provides a simplified planning estimate.
Use it to compare individual versus family cover, plan add-ons, and estimate the annual budget for medical insurance.
No. Insurers may change premium after medical checks and underwriting.
Add-ons can include critical illness, maternity cover, OPD cover, room rent upgrade, and other riders.
Often yes. Age and health risk can affect premium.